Indian govt to focus on ’2020: Vision for Healthcare in India’

Indian govt to focus on ’2020: Vision for Healthcare in India’
Highlights

Indian Govt To Focus On ’2020: Vision For Healthcare In India’. The Health Minister also unfurled the ‘Swasth India’ portal which, apart from showcasing medical advancement and recommending panacea for the benefit of Indians, would facilitate online permission for Indian American doctors to serve in the areas of their choice in India.

Image for representational purpose only.The Health Minister also unfurled the ‘Swasth India’ portal which, apart from showcasing medical advancement and recommending panacea for the benefit of Indians, would facilitate online permission for Indian American doctors to serve in the areas of their choice in India. ‘Swasth India’ would make it possible for any US-based Indian doctor to select the areas they wish to serve in India, seek and receive formal approval from Medical Council of India (MCI) on their qualifications, and address all other government issues within 15 days.

‘Before leaving on this trip, I had written to MCI that existing bottlenecks should be eased and if permission is held up beyond 15 days, then it should be deemed automatically granted,’ Harsh Vardhan said. The president of MCI, Jayashreeben Mehta, was present on the occasion. Harsh Vardhan?s theme, ’2020: Vision for Healthcare in India’ drew warm appreciation from the audience. He stressed that under Modi’s overarching leadership, health policy making and its implementation will not be the monopoly of the government but would be guided by the lived experience of hundreds of experts who will be urged to bring local solutions to local problems.

‘For the first time we have a Prime Minister who is committed to serving every mother and child, every Indian young and old, with free and clean hospitals, generic medicines, rational drug policy, healthy lifestyles and, most importantly, enough doctors. I urge the Indian Diaspora to avail this historic opportunity to contribute to realising this dream,’ the Health Minister said. The Minister admitted that in the areas of telemedicine, seminal research, surveillance and early warning systems and, most importantly, medical insurance, he could do with the proven expertise of Indian American doctors.

Which are tips to choose right health insurance?

Here are 10 practical tips for you:

1. Choose your insurance company wisely:

Generally, companies that offer health insurance are either general insurance or life insurance companies. Experts say that it is better to pick a general insurance company over one that offers life insurance, because a company that provides life insurance is invested in policies that will reimburse the family members of the deceased, and will not be focused on health insurance. Another reason is that the policy usually costs more when taken from a life insurance company.

2. Plan for future needs:

You need to think of the needs that might arise in the future. If you have a family with ageing parents or are newly married and are planning to start a family in the near future, it is important to think of policies that will cover aged parents or possibly cover maternity costs.

3. Make an informed decision about the type of health insurance:

Read all that you can about the various options your health insurance company is providing you. Ask questions. Generally, if you have a family it is advisable to opt for a family floater plan. It is more economical and effective in the long run. Similarly choosing a cashless policy over a reimbursement type of policy may suit some but may not be beneficial to all.

4. Choose the right amount as ‘sum assured’:

‘Sum assured’ in simple terms is the maximum amount that a person who is insured can be reimbursed or covered for in one policy year. Basically, it is the base for all your future medical claims. Before you choose the sum assured, take into account the rising medical costs. At the same time, the amount shouldn’t be so high that it would be difficult for you to pay the premium.

For example, an insurance company assumes that the cost of a hospital bed for one day is one percent of the sum assured. Therefore if your sum assured is one lakh, hospitalization should cost you thousand rupees per day. If you were hospitalized for seven days and the hospital charges more than a thousand rupees per day, you will be left paying the difference. Hence choosing the right amount is imperative. Read more about 10 practical tips to choose the right health insurance

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