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Prime Minister Narendra Modi on Friday said the \'DigiDhan\' movement was not only about curbing corruption, but also about giving a voice to the poor. He also launched two schemes, giving a further push to the Centre\'s efforts to create a less-cash system, on the 126th birth anniversary of social justice crusader BR Ambedkar.
Pays tributes to Ambedkar; launches BHIM
Nagpur: Prime Minister Narendra Modi on Friday said the 'DigiDhan' movement was not only about curbing corruption, but also about giving a voice to the poor. He also launched two schemes, giving a further push to the Centre's efforts to create a less-cash system, on the 126th birth anniversary of social justice crusader BR Ambedkar.
The Prime Minister, who paid tribute to Ambedkar at Deekshabhoomi, where the Dalit icon had embraced Buddhism, linked the new schemes with his vision of social justice and financial empowerment.
"We have been working towards a digital India for quite some time. DigiDhan is one of the initiatives which will become 'niji dhan' (personal wealth) of the poor. It will become the voice of the poor," he told a public meeting here.
“The DigiDhan movement is a safai abhiyan (cleanliness movement). It is to fight the menace of corruption," he said. The prime minister launched the BHIM-Aadhaar Pay app, a biometric-based payment system which will make payment through thumb impression a reality. He also launched incentive schemes for the BHIM -- cashback and referral bonus -- with an outlay of Rs 495 crore for a period of six months.”
Seeking to rope in youngsters to promote cashless transactions, Modi said for every person introduced to the BHIM app, one will get a cashback of Rs 10. "If you refer 20 persons a day, you can earn Rs 200," he said. Under the referral bonus scheme, both the existing users who refer BHIM and new users who adopt it would get a cash bonus which will be credited directly to their bank account.
Under the cashback scheme, the merchants will get a cashback on every transaction on BHIM. Both the schemes will be administered by the Ministry of Electronics and Information Technology and implemented by the National Payments Corporation of India.
BHIM-Aadhaar, the merchant interface of the BHIM app, paves the way for digital payments through the Aadhaar platform. This will enable the citizens to pay digitally using the biometric data like thumb imprint on a merchant's biometric- enabled device, which could be a smartphone with a biometric data reader. Anyone without access to smartphones, internet, debit or credit cards will be able to transact digitally through the BHIM-Aadhaar platform.
"This will make digital payments easy even for those who cannot read or write, thus realising Ambedkar's vision of social and financial empowerment for all," Modi said.
Awards worth Rs 250 crore have been given to boost less- cash transactions, he said. "Those who got this award should now become ambassadors of the less-cash campaign," he added. The Prime Minister also felicitated the winners of the mega draw of incentive schemes to promote digital payments -- the Lucky Grahak Yojana and the DigiDhan Vyapaar Yojana. Shradha, a girl from Latur in Maharashtra who won Rs 1 crore, was also felicitated by him.
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